Personally, I do not think this project are growing to the features as anonymous, like Monero, Zcash and other privacy cryptocurrencies. "Digital Cryptobank" means the future, Crypterium should has the accepted from the government. Not like Monero and Zcash, most of the uses are for underground, unauthorized, etc. transactions. But, as far as I know, at current, no problem to add XMR or ZEC to the Crypterium's system for using.