The advantage of a luxury card in Cryptoriya is that it can have multiple coins on the card and make it easier for the owner to use transactions, which is the solution for many coin owners. Cryptoriya certainly will be the originator of the first card with a variety of coin contents and benefit users.
I strongly agree on you, because of its multi-holding concept of coins and tokens Holders will now only use one wallet than a bunch of cards rather wallet that even for us are taking so much of time and transaction fees.