Generally merchants accepting micropayments use To Balance mode so it goes to their CoinPayments Wallet, that way it is a ledger entry versus being sent on-blockchain with a TX fee.
Which completely ignores the fact that "average" fees have been sitting at 1 sat/byte for weeks now... which in a lot of cases will result in confirmation within 6 blocks (if not "next block" confirmation) 
I understand businesses are free to set fees as they like... and everything was clearly spelled out in the ToS, but claiming that 0.00065000 is too small to send as it would be eaten up by transaction fees is a bit disingenuous when you can send 1000 byte transactions for as little as 0.00001000.
