I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
I think it is wise to invest your savings to gain more additional profit but it is also necessary that you have savings just sleep on your wallet to use in case of emergency. It is not bad if you save 10% for emergency purposes and invest all the rest.