Yes! I agree. Poor people are sometimes stupid. They believe that working in a shop all day will help them become rich. They have no idea about investment. They do not want to buy bitcoins for example. All they do is saving and saving. They even look for ways to manage their money. I even do not care about education. It is not necessary to be rich. You just need to be clever to be rich. Clever and opportunist. Poor people just follow whatever they learned at school. For that they are poor. Maybe stupid as well.