The best tip I can give to beginners does not forget about the ICOs there is a good source to make a lot of money and they give you a training in which you can analyze each factor involved like the team, the hard cap soft cap the technology and the roadmap
You are wrong investing in ICO is totally risk and being newbies it is difficult to find good one, so it is better to first go through the site and then enroll in Bounty's and know about how ICO is working and what earned through bounty coin go And trade and earn trading knowledge first