The situation can change very fast, therefore, the smartest way to invest in digital assets is to build a well-diversified portfolio based on your risk preference and investment goals. Such a portfolio would likely include a substantial holding in bitcoin and small exposure to promising tokens. I have found a trustworthy project. It is called Socratus. It is an insurance ecosystem which provides a digital platform for insurance companies. So any insurance company can connect the platform to become the part of Insurance Digital Ecosystem.
When it comes to investing its yes the right move to look at negative sides at prior. Thanks for sharing the site with list of scammers and etc. Besides the sites indicating frauds and scammers, be more proactive in analyzing. Find out various ways and plan accordingly with plan A, B and C. At times when you are not on your track, other plans would shoot out necessary things to bring you back on track. Always consult with experts before proceeding further investing in any domain.