It is very interesting to see how long this CoinLoan extends to Estonia. By the way, it would be nice to know what percentage of the transaction amount takes CoinLoan. Not so long ago something like this was advertised here on the forum as the upcoming ICO, but I did not see the ICO itself.
However, I do not think that ordinary banks will deal with issuing loans to fiat on security of crypto currency. This activity is very risky for banks.