Honestly, sorry to see that happen to you.
Thanks mate. It's a part of life and I will recover. I am glad that it did not happen to someone who has not much, also I am glad that the amount was not like few BTC or really huge!
The blue section, is what scammers thrive on. So in the future stick to the plan you came up with to feel secure in lending.
From now on, actually no exception. I would suggest everyone else to be more careful and perhaps add this rule that any token as collateral should be sent to an exchange of the lenders choice.
Good luck with your future lending.
Appreciate mate.