Ripple is the largest investor in crypto currencies. investors have high expectations. you will see that in the future you will succeed when you analyze the project.
RIPPLE is supported by BANK, even the ones I know. Banks in my country support RIPPLE. But behind all that counts from Crypto.my personal opinion, if you really have more money, use a small percent of the total money you have only a small percentage of%.
If ripple is supported by banks, then it's an attempt by mainstream financial services to replace bitcoin? Ripple seems a bit suspicious to me (but not useless) as it's gotten a lot of attention from the mainstream media. There seems to be some kind of backing behind it. Maybe it's designed by central banks as their own crypto?
There was a lot of speculation about ripple being adopted by some major retailers so that's kind of caused a bit of craziness in the price. I think it'll settle and start moving upwards again soon, once it's bottomed out.