Personally i prefer Litecoin. This is undervaluade coin and it is older than Ripple. Yes, XRP has more capitalisation and good news, but i think LTC will go after BTC. And i expect soon BTC rising. So, LTC in my opinion is number 2 in crypto. But i think we should have LTC and XRP in our portfolio in similar %. And dont forget about ETC)
The only things that Ripple has are good news. This project is entirely build on good news. But the problem is that none of this news are becoming reality. Ripple isbuild over a speculations and this is what keep it going.
Litecoin is very good project and has been my choice to buy and hold.