That's a great use case but it's not going to promote mass adoption...
Also, I don't think that users who are >90% down on their investment see it as anything but rubbing salt in the wounds.
I am personally struggling using Cloak to move money around the world because of its illiquidity - I am not sure how much I will get out at the other end of the transaction because of the small number of coins in the market - buying and selling 2000+ coins moves the market. And then there is the extreme price volatility, of which the less is said, the better.