I do not like shilling ICOS usually, but in this case, i will make an exception because there is so few good projects out there that will go the distance (survive 5 years). So the coins i recommend here have products that are not cash grabs that will expedite or facilitate adoption.

1. Mfchain (MFX)- A crypto to fiat transaction system that is similar to pundix except it is a software based solution that only needs a smartphone to operate as opposed to bulky hardware systems. They have partnerships with payments processors already, which is a huge hurdle in this space because no partnerships means the project cannot function. The CEO and president have experience in the payment processing space as well.

Accomplishments:
1. Took on Brian Rankin of Ripple as a team member, which is important because of his connection to banking and payment processing
2. A working product demo (without atomic swapping, but later on the payment system will be able to take any token or project to convert to fiat)
3. Partnership with Credits to use their 1 million TPS in the future when there are millions of users of the MFX system, which will require very fast confirmations
4. Cheap Master nodes that give a 10 to 50 percent return, which is a promise that they can keep since they will be dealing with millions of transactions on their network.
5. Several smaller partners and alliances (e.g Komorebi Alliance)


U network: A Steemit Competitor that is going to fix all the problems that Steemit has with manipulation and bad content. The community will be able to have a huge say in what content is shown.

Accomplishments:
1. Several prominent partnerships lately
2. Beating the deadlines of project development
3. Biweekly progress reports
4. Project-centric development instead of focus on hype


Basically the only projects and ICOS that you should be investing in is projects that have a MVP (or will in the near future) that will increase crypto adoption.