The safety of your money in crypto depends how youy handle it. In order to totally prevent hackers from hacking into your wallet, evry one is advised to use hadware wallet. The us of hardware wallet guarantees ! safety of your fund, except you give your hardware wallet details to another person.
You can still be safe if you are using a wallet in your laptop or pc, we should just have to avoid engaging on some activities that might cause private key or seed stealing. Our money in crypto is safe, it's just depends on each person on how he/she handle it.