What OP fails to understand is the meaning of collateral.

1. Collateral is something that the lender can easily sell to recoup his loss in case that you default - your app can't be easily sold for the amount you're asking.
2. Collateral is something that you will no longer have during the loan period - you still have the app code so you have no incentive to pay back the loan.
3. Collateral is something that can't be recovered by you by any means - you can recover it by social engeneering.

What you are offering is nowhere near considered as collateral.


If you understand this, please offer something valid as collateral. If you don't have a valid collateral than please lock your thread.

If you continue to push this, then the only logical explanation is that you are trying to scam.