I think that mentality would ruin cryptocurrencies. Even if we have control of our finances, greediness of others will take ours and I think that even in crypto, no investments are safe. Values are moving and that gives us no assured amount. I think people see crypto as game in which if you do not win, you lose.
That saddens me a bit.
I know from the latin sentences that fortune is more opened to those who are brave and bold. But it is really hard when you are valuating your money very high. It is much easier when you have some experience as an investor.