Payment Method Unlike a credit card, the cost of sending Bitcoin is voluntarily paid by the sender (not the recipient). The higher the Bitcoin cost, the better the deal. Bitcoin payments are much cheaper than paying for a credit card or transfer. For international payment via credit card, the business side will lose 2-3% of card payment costs and customers will lose about 5% of the foreign exchange fee. Bitcoin fees do not depend on the amount of deposit, making Bitcoin very attractive to those who want to deposit large amounts. Example: Millions of dollars worth of bitcoins can be sent anywhere in the world with just a few pennies paid to the diggers.