The article essentially divides the crypto mass into three broad categories,
1. Individual
2. Exchange
3. Administrator
As per the definitions provided, we as a general user of cryptocurrency falls under the "Individual" category who uses the service of an exchange or an administrator for transmitting cryptos making them liable for any AML non reporting issue.
So here the exchanges and administrators need to follow the current AML guideline to remain compliant. Even though I personally don't support any censorship on cryptos, but the raising concerns regarding criminal activity and terrorism financing needs ro be stopped. I see no issues in the circular. If you find any, can you please point that out for us?
Neither do I (see any big issues) but then again, knowing just how well these people guard the information we supply them (although that might change if GDPR regulations themselves enforce properly), I could easily see why increased procedures for verification could make people uncomfortable.
This isn't even about avoiding tax or commitments either. It's just a simple matter of privacy.
We're free to choose other systems that don't require an exchange or administrator. P2P comes to mind.