Thanks for the replies.

I'm surprised that nobody has mentioned that the increasing involvement of the banking elite may not be good for Bitcoin, and may be an attempt to move it away from being a peer-to-peer instrument.

The original idea was to provide a stable method of transferring funds between individuals, and not require the involvement of the banks, If you wanted to save 'money' you didn't need to do anything, you just left your coins on the blockchain. All of the problems derive from the banking type services that have spawned to take advantage of the Bitcoin concept, ETFs and other financial instruments provide bankers with a means to manipulate the price of Bitcoin, and a means to remove Bitcoin from daily use in the crypto economy.