We have analyzed the p2p platforms and dexchanges! Found their weak places  - in the secure sector mostly, difficulty in access  for avafage users! Lack of curriensies and super high fees! We are trying count all the risks! (Even legislation) we work with cryptocurrency - it is locked in our smart contract, and fiat is transferred within the payment systems, but we integrate API of the payment system with the smart contract, what I mean is that they interact with ech other (the smart contract receives a signal from the API of a payment system as one account receives fiat money from another account). It is very similar to Local Bitcoins, but the security is guaranteed thanks to the process described above. And most important thing is that payment systems will have official contracts with us, since everything is legal, we receive API data easily and officially, which means that we have created a completely legal service and we do not violate the laws of different jurisdictions.