is this news true? if the world really is entering the digital era. It is marked by the use of cryptocurrency as a direct payment tool and can be an option to use conventional or bitcoin currencies. but it seems that it cannot be applied in third world countries, because the effect can be very dangerous, first it can become a means of money laundering of corruptors, secondly it can be a tool of terrorism funding and most importantly developing countries still cannot control or detect the movement of money, because the management system the finances are still limited, but it seems that it is not valid in developed countries such as in Europe or in America. Developed countries should participate in participating in supporting the advancement of global financial management technology.