I therefore urge the community as a whole to start considering business aspects to a far greater extent than what is currently evident.
There are more aspects but these are the three major ones I see as most crucial. In time, technological advancements such as payment processors (e.g. BitPay) will be crucial to address number one and three above.
Now, I see great potential in many coins and great enthusiasm. However, I have so far lacked any true business sense in any.
How far have you looked?
Google Ventures, Andreessen Horowitz, IDG Capital Partners, FF Angel, Lightspeed Venture Partners, The Bitcoin Opportunity Fund and Vast Ventures all found Ripple:
https://ripple.com/They emphasize support of all currencies (thereby mitigating price instability issues of single currency systems), payments, and decentralized exchange.
Director of Business Development:
https://ripple.com/blog/interview-with-welly-sculley-director-of-business-development/