More than 50,000 U.S. merchants already accept bitcoin, and you may soon fall behind your competitors if you dont have a plan for dealing with cryptocurrencies.
Over the short term, it means getting educated about the technology and adapting some business processes. Over the long term, it offers increased simplicity, greater efficiency and lower costs.
What you've mentioned are basically the reason why bitcoin and other tokens was created in the first place. Because banks and many other business processes is not that efficient, the cost is much higher and it's not simple. Bitcoin and other token provides the simplicity, cost effectiveness and greater efficiency. Cheers to that.