Re: I have $20k ,how do I invest

I think you should spend 25 percent to buy bitcoin ,25percent to ethereum, 25percent to buy other cryptocurrency and 25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almost over and there are agreements with exchanages

If u have 20k only it is very big diversification, especialy 20% of deposit to the whole top 20& So u gonna hold 100-200$ worth tokens? Grin

Im not going to put that 30% in exactly 20 project. Will pick up only 2-3 from top 20. This way 6000$ for btc 4000$ for ETH 6000$ for 2-3 top alts and 4000$ in Ubex

why so much money in one particular ICO? I would decrease investment in one ICO up to 1500$ max. I would not recommend to participate in any ICO at all as market is still falling down but if you decided then better to reduce such investments. IMHO

Thats the only project I consider as really promising in long run! Product is almost ready, there are aggrements with exchnages about listing already. Everything goes smooth enough..
Thats why I have decided this way

U are very risky guy investing 4k$ in Ubex..Hope you will successed Cheesy

Me personally hoding 40% BTC 30% ETH and 30% LTC
The most conservative portfolio ever Grin

On such a market only such conservative approach can make u some money...Holding alts or even ICOs participation is very risky business