Your complaint can be simplified as this: you are new.
Having dealt with exchanges and clearing houses from the inside for a decade, I can assure you that you would have similar problems if you were trying to trade in major exchanges (CME,NYMEX,etc). Except it would take a lot longer to clear your documents and they would not let you trade until they knew you more than you would like to be known.
No. There's a difference between planning a course of action and following it to industry standard, and deciding it's alright to selectively scam under the guise of extenuating and unforeseen circumstances.
Coinbase's adherence to the latter
has been thoroughly laid bare by now. No amount of vague allusion to how you personally might justify your own experience with them matters.