Your money is as safe as your security. I think that a lot of people are getting hacked and they are losing their crypto. This is why the bank is a safer place if you don't know what you are doing
I can not say that our money will more safe in crypto over than the banks because we all know that putting our money on the banks will definitely be very safe but if we will put our money in crypto for sure we can able to have a lot of money.