I want to buy bitcoins with USD using a Paypal account.  I searched Google and, I tried the VirWoX method, but with the multiple transactions required to make the purchase and get it to my wallet, the total transaction cost came to 20%, which to me seems ridiculously high.    I want to make BTC purchases in relatively low amounts like 50 to 100 USD at a time.

Does anyone know whether there are there any less expensive options out there to convert Paypal USD to BTC in my Wallet?