I think vast center points show up in light of the fact that individuals need to interface with hubs that are constantly on the web and right now have numerous associations, since it can bring about shorter courses and along these lines less expensive charges. Thus, on the off chance that we consider hubs/centers as a type of installment processors, there are still a ton of contrasts amongst them and conventional installment processors - they can't stop or take your coins effectively, on the grounds that Lightning convention has solid hostile to swindling instruments. You don't need to utilize center points in the event that you would prefer not to, you can simply pick some option steering or simply interface with somebody straightforwardly - this isn't conceivable with fiat, since you can't simply begin your own particular little bank.