The naive people with leftist ideas think that more regulations and more taxation means less inequaliy.
This thesis has been proven wrong so many times in the history of human civilization.
I like what she says "banks follow the money".Dan Lock says that bank will only give you loan when you don't need that loan(you have enough money).If you really need a loan for building a business or something important,a bank will never give you a loan.
Because banks are much more hesitant when it comes to extending loan to a customer, especially since the 2008 crisis. It is not because there is no more money but just because the banks are more suspicious especially when the markets are not in their best days. If you have money, it's a sign of solvency for them and therefore a sign of confidence.