there are two possibilities if you invest a lot of your money on Ripple this year
"Ripple can make you a millionaire or Ripple can make you bankrupt", personally I'm not interested to invest in a centralized currency that has 100 billion of maximum supply because there are still many coins that have innovative projects
That is what I've been thinking of, Ripple is a centralized coin, a private blockchain run by a bank, it is mineable, meaning it can be controlled by the bank itself, therefore there is the least tendency for a major eruption, I think for now it is difficult to earn like 2017 because the nature is very sluggish that affects all crypto currency.