Santander, UniCredit, UBS, ReiseBank, CIBC were among the latest banks that adopted Ripple algorithm.
That`s what a real product mean.
Yep, they only tested Ripple algorithm. But now no one use it. Where is Ripple now? Same like other altcoins.
Just the same about Neo Finance.
There can be (as you say) an amazing, highly professional team that sells air, and can be a team that`s developing a real product. I choose the last one since it's a product that has a real value, not an amazing team.
Whaaaaaat?
same about Neo Finance;
a product that has a real valueWhat do you smoke?) It's scam, dude.