1) Did I understand correctly that you collected money in an opaque way, you can not and do not want to prove that you actually collected 13 mil?
2) Have you reflected in the balance sheet of your organization Crypto-currency and Fiat for $ 13 million? Is your tax return a secret document? Because if you are non ICO-like project, tokens <=> ETH), WHO ARE YOU ACTUALLY?
Are you asking me? Am I the representative of the company?

You look somewhat naive with your questions. It's a startup. And who will disclose your private data, in fact, the ICO participant is not shareholder, and there is no point in demanding something.
It seems to me that you walk along the edge without having a banking license calling yourself a bank. You are an ordinary payment-limited payment system (not a full license), not a bank.
As far as I know, Saifu did not claim that they are a bank. It was only about the safety of the banking level. On the banking license, they wrote in their WP that they plan this for the next year. Your posts look a little troll, you are not an ICO participant, who is upset by the price of the token?