Most people are fine with using things like credit cards, bank autopayments, bank-linked payment apps, etc. They're easy enough, and since the payments are reversible, they're highly forgiving of the average person's absolutely abominable security practices. These people are not going to switch to either Bitcoin or FedCoin any time soon, and they can be ignored for now.
I wish more people realized that, it seems like most bitcoiners actually believe that in the next years everyone and their grandma will stop using banks and switch to Bitcoin. A lot of people will get so disappointed in 5-10 years that there's no "mass" adoption. They like to compare Bitcoin with Internet, electricity and other inventions to somehow make an argument that Bitcoin will have the same adoption curve, which is completely wrong because Bitcoin's innovation is very different from those examples.
Yeah I agree. A lot of crypto users have their heads up in the clouds when it comes to the the real life application of the currency. It's easy to dream of it achieving word domination in the realm of finance, but the real question is
how?Bitcoin needs many more features to be inherent in it to be usable, namely those mentioned above. It has great potential, but we need actualization for it to work. It doesn't just flood through and then everyone magically makes the shift over to crypto. There has to be a good reason for it, and a strong enough guarantee to make people feel safe. Try asking someone to pay you in bitcoin, and watch the look on his/her face. The majority aren't ready to trust it yet.
That could be possible when op's idea becomes reality. When there is any government issued currency people automatically trusts it.