Hey BQ! Thanks for replying  

I read your wallet guide & I must admit that it is one of the best articles I have read till date on crypto wallets. You have explained it so well using simple language without any heavy words. Moreover the tips you have given are truly helpful for a non techie person like me. Thanks a lot for making such a wonderful guide.

I couldn't understand a few things from the guide. I request you to guide me on the following:

1. You have mentioned that MEW doesn't save keys. Does that mean it gives users exclusive access to their funds? & if it doesn't store private keys anywhere then how did people loose their cryptos in the MEW hacks as the hackers also need private keys to steal funds?

2. You have mentioned that the MetaMask stores a file locally encrypted with a password. What does "locally" mean here? is it hard drive of the computer?

3. If the device where I have installed or access MEW & MetaMask from gets lost, stolen or damaged, will I be able to access my account using some other device?

4. In the summary section, you have mentioned that MetaMask protects more & by using MEW, one is exposed to third party hacks. Can you please elaborate this?

5. If I buy a new device (computer or smartphone), keep it disconnected from internet & use it only for the purpose of storing cryptos, is this method safe enough? Is installing a second OS like Linux Mint on the laptop which I use daily safe enough? Is running Linux Mint using USB/CD on the same laptop safe enough?

              I am not willing to spend on hardware wallets & yes I hold 80 cryptos, some of them are ERC20.