We are considering all options.. Equity tokens would open us for regulation and has a benefit of targeting accredited investors, however a utility token has less complications. A mixture of the two is also something we are considering.

'How does insurance get listed here at the first place?'

The platform is to act as an agregator, creating an alternate stream of business for insurance providers at none of the high commissions currently paid to third party brokers. Their API's will interact with our deep learning AI forming a complete automated system. Listings of such insurance companies will be easily attained due to my team possessing years of Insurance experience and relationships with most international providers.