I'm not gonna tell you how to spend your money, but i can help you out some with my thoughts.
In this time it is smartest to be accumulating. I truly believe in the massive returns ICOs can bring, thats why i'm looking into a few ICOs myself and if you'd like to also you can.  None of these have launched yet but I know they will all have very successful campaigns, at least based on their use cases and journeys so far.
Some great looking ICOs with a very solid set of foundations and teams are these if you or anyone is interested.
The ICOs are Fr8 Network, Muirfield IP, Airstayz, Daostack, and Deedcoin.

Fr8 Network seeks to remove intermediaries from supply chains, specifically the freighting industry, and bring revenue back to carriers and distributors.

Muirfield IP is a private equity firm utilizing blockchain technology.

Airstayz is the first of it's kind, revolutionizing the travel industry with customer and corporate incentives on tokenizing benefits.

Daostack IO is an operating system for collective intelligence. DAOstack powers decentralized companies, funds and markets to make fast and innovative decisions at scale.

Deedcoin is the next generation full-service real estate network at a baseline 1%, by solving the customer acquisition problem for agents