Legacymarket,

Help me understand cutting the middlemen in your Car insurance example. I use https://www.policybazaar.com/ all the time in India to buy my Travel, Car and other short-term insurances. I mean, I pay them and policy is inbox. Ain't you looking to do something similar here? Or, is there something more which I am missing. Let's say I have a no claim for the first year - that I get a benefit even in *without blockchain* scenario.

Can you help me improve my argument if I am missing any details?

Thank You.