Common mistakes of financially stress families is that they don't know how to budget their money. Often times, they spend more than they earn which causing them to be in debt. They don't save which should be the priority that for every earning they need to get 10% of it for saving.
I agree, it's really one of the big reasons why many families are experiencing financial stress daily, it's because of their poor budgeting skills, some families spend too much on things that's unnecessary than saving it, and also that's why their debt is not decreasing, it's increasing. Some incomes are low and it's not enough for them to survive for a month, but still they're spending a lot, that's why a lot of families experience this type of financial situation.