XRP is a good token, unique development that makes this a potential token and XRP is always in the top 10. But there are mixed opinions on XRP, it does not grow in the way that altcoin grows and it is similar to fiat money.
I have for a year trying to see in XRP potential, periodically looking at the wallet of a friend who bought them in the amount of 10 000, he can not get them to income or withdraw without loss.