Or. You 3 are simply so terrified by the cost of the change, your brain starts malfunctioning when it comes to this issue.

I see you keep saying that since transaction is/will be signed on the client, no checksums are needed and this is bullshit!

This is not even a bias, it's a full-blown delusion.

I don't know what to do here and how to get through. We need a professional shrink.