I'm just checking out hashco.ws for the first time and cannot make any comments about quality or service, but one thing I want to ask:
In your opinion, how does one capital letter in a password raise the security?
Honestly, switch that off. It doesnt make a real difference.
If it forces you to use a different password than usual, then yes, it's effective. Use a password manager, don't wait for one of the hundreds of sites you're registered to have a leak and them have crackers trying your logins on several famous sites AND being able to login because you use the same password everywhere.