Except that miners have zero incentive to destroy the bitcoin network. Its like cutting off your own head.
Not true miners obviously have incentive to destroy the bitcoin network. This doesn't mean they are doing it intentionally. What I have learned at this point is that if wall street wants to destroy bitcoin one of the ways is creating a slick, easy to use pool with great payouts and lots of incentives. Miners will jump to them for easy "profit" and once the network gets 50%+ it's game over. You think wall street would have a problem dumping billions of dollars they would never see again into destroying bitcoin? They would do it without thinking and the billions lost creating a slick miner friendly ticking time bomb would be like you losing a dime in the couch cushions.