One merit is nothing for juniors.
I disagree. I think that's a huge obstacle overall. Maybe not for some, but in general a lot of noobs are going to have a hard time getting that one merit. This might lead to more begging and/or trading, but I think it's worth it.
Very nice that these suggestions are being compiled, and I can't wait to vote on them. I'm pretty much all for making new members sing for their supper here, since that's basically what it comes down to in most cases. Good job, hilariousetc.
Earned Merits? You literally just have to know the default numbers for 5 ranks. This is something can be added on the merit page for deep analysis.
Agreed. I don't think "earned merits" being explicitly shown is necessary or even desirable.