Just want inform anyone interested in loaning this guy. He had a loan with me before, and he actually never paid (sorta).

He had a collateral loan with me, but it fell below required levels. I asked if he was willing to deposit more collateral to keep the collateral level to minimum, he said he can't but he promises to pay the loan no matter what. In the end I ended up losing on his loan and he never did pay up.

Just something you guys should consider.

I don't have the proofs anymore as I lost my original telegram (since I've been super inactive the past couple of months). So it is up to the lender if you want to lend this guy.

Note: He also offered to give his account as payment but when the time came, he said he "sold" the account then after a few weeks he retracted that statement and said he didn't. Overall, I should have filed a case against this guy but was too lazy at the time. But seeing him here again, just makes me want to come out and tell the story.