What a moron.
The first rule of any investment, particularly crypto, is to only invest what you can afford to lose. A loan, by definition, is not money you can afford to lose.
Gold words!
These words - what you can afford to lose are related to the possible amount of investment and borrowing money in debt to any person. The risk is the same and the possibility of a non-return exists. You have to be ready for this opportunity all the time.