There is a superstitious saying that "money or wealth is a visitor which would leave one day if its not used properly". This word is mostly applicable to those who were once rich and by virtue of mismanagement ended up poor while those who are still able to maintain their wealth are immune to such statement.

There is no solution at all because some people that the ill fate have befallen is as a result of their carelessness while others fell in the hands of scammers who are even close members to them because they wanted to do the right thing. Investing in crypto currency takes a lot of risk and not something you start learning about when you have the money. You must have known about the risk, what you are entering into, the ups and downs months or years before the money came with that you can be able to think straight to either invest or diversify. This key thing is what is not available to everyone.