Most of these "hacks" are inside jobs. They come up with excuses so they can easily run away with users' money. I've seen it time after time and it looks like this will never stop as long as there are greedy people in this world.
Those people are not yet contented with what they have. But anyways, they are not becoming smarter, they're becoming evil. I hope that this won't happen to all of us.
All together, let us promote kindness and generosity for these are the good characteristics that the world have been lacking of.
I feel very sad for those people who cannot be contented for what they have, they want to have many more money, an easy money but they did wrong because they hack the money of other people .