If there is still money in your account I would try to pay out everything. The condition of hashflare for mining must be very bad. I don't know the electricity prices but it must have been very bad over 10 cents...

There are much more better opportunities to earn from mining. Some companies offer mining ICOs where you buy tokens and receive the mining dividends in your wallet where you hold the coins. So these coins work like contracts and are also not limited to a year, it's lifetime and you can sell them later like normal coins. This better model is a big advantage compared to cloudminers.

Here I've made a list of ongoing projects: https://bitcointalk.org/index.php?topic=4907656.0