Yes that could be true to some that destiny makes them rich. But that destiny isn't just the way to be rich. I believe that hardwork and perseverance is very important for an individual to be rich. Being practical is in need as there are really a lot of problems that we would be facing as we continue our journey. What I think makes a person rich is the mindset of ourselves. If we set our mindset to reach a goal, then I believe we would definitely achieve it. Thus, being rich can be determined by chance and through mindset.