That all having been said, I hope my payout listing is just inaccurate! haha 0.00893325 BTC Balance for mining all day at 3.8mh/s would be devastating. That's around $7. I made more than that playing the LCT and XPM market today! I'm not complaining, I know they've had some issues and been working diligently on them all night and day so I'll give it some more time/credit

Yeah, mine shows 0.00009430 thats what I probably should have earned for the few minutes I did the other day. Thats mainly why I was asking. If so, then for obvious reasons hashcow wouldn't work out for me.
But I can't imagine it being that bad based on what I have read from everyone and how much I actually mined today with them. We shall see.